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Millions of Americans fall victim to fraud every year, and the holidays can be a prime time for scammers.
“The holiday season is a time for togetherness, celebration, and giving,” said …
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Millions of Americans fall victim to fraud every year, and the holidays can be a prime time for scammers.
“The holiday season is a time for togetherness, celebration, and giving,” said AARP State Director Sam Shumway. “Unfortunately, the gift-giving process, from purchasing the perfect gift to making sure it gets to the recipient, also brings a plethora of opportunities for scammers to enrich themselves.”
Scammers deploy a number of tactics to steal during the holidays, ranging from online shopping scams, to scams involving the draining of gift cards, to package and shipping scams.
A newly released AARP Fraud Watch Network Survey found many consumers may be opening themselves up to risk as they shop this holiday season:
• 75% of U.S. adults have been targeted by or experienced at least one form of fraud in the past
• 69% of Americans will use their debit cards this holiday season (credit cards and digital wallets are safer online)
• 66% plan to purchase gift cards as a holiday gift, and 60% rely on purchasing them off the rack (a known target for scammers)
• 45% intend to use peer-to-peer (P2) apps like Venmo, Zelle or Cash App to send money, and 69% of P2P users have sent money to someone they didn’t know well (not recommended)
• 38% of adults reported receiving a request for a monetary donation to a charity that felt fake or fraudulent
• 34% have received a fake notification about a shipping issue (which is separate from the packages being stolen from porches)
In addition, the research showed that online shopping remains extremely popular, underscoring the need to do so safely. Unfortunately, AARP said many don’t know how to do that, with most respondents failing related questions on a short quiz.
“Ultimately, the point here isn’t to take the joy out of this time of year or take the fun out of gift-giving, but to help consumers be aware so they can protect themselves and their loved ones,” says Shumway. “This holiday season, serve your holiday cheer with a side of skepticism to help stay safe from increasingly sophisticated scammers.”
